Plan Design and Implementation

• Design a plan tailored to the needs of the owners, employees and the business itself
• For takeover plans, we will review existing plan specifications and suggest changes to meet the employer’s goals and objectives
• Prepare Plan Document and Adoption Agreement
• Prepare Summary Plan Descriptions

Annual Administration

• Calculate employee eligibility
• Maintain participant vesting records
• Allocate contributions
• Determine eligibility for allocation of employer contributions and forfeitures
• Allocate plan earnings
• Process participants' distributions
• Prepare participant’s and plan’s statements
• Prepare IRS Annual Return 5500 and required schedules
• Prepare “Departamento de Hacienda” Annual Form 480.70
• Prepare informative 480.7C, as required
• Summary Annual Report
  

Consulting Services

• Develop plan amendments and mergers
• Assist with IRS, “Departamento de Hacienda” and DOL audits
• Provide assistance with plan design changes
• Prepare special plan projections
• Provide guidance to optimize your retirement plan